Hi there, just need a little advice,
We are aware that we can use all our kiwisaver (less $1000) toward a deposit for a new home, now if we do this we will have a failrly decent deposit (alongside other savings, home grant). My question is would you advise we use all of it? (given property is such a great invetsment) or half of it?
We still want/need to have some kind of retirement plan. We are in our mid 40's and this will be our first buy in NZ. We deperately want to get on the property ladder - we may leave NZ for Australia 5-10 years down the track.
Any advice appreciated.